This is seriously an addendum I received from my car insurance company today.

"The following is added to What Is Not Covered:

a. THERE IS NO COVERAGE FOR BODILY INJURY THAT RESULTS FROM EXPOSURE TO FUNGI.

b. THERE IS NO COVERAGE FOR BODILY INJURY THAT RESULTS FROM:

1) NUCLEAR REACTION;

2) RADIATION OR RADIOACTIVE CONTAMINATION, OR

3) THE ACCIDENTAL OR INTENTIONAL DETONATION OF, OR RELEASE OF RADIATION FROM, ANY NUCLEAR OR RADIOACTIVE DEVICE."

I don't know that I can rest at night knowing that I'm not covered in case of mushroom.

Or, you know, the nuclear holocaust.